Cookie Policy
Understanding how lumireqora uses tracking technologies to provide better financial analysis tools and educational experiences for our users
Last Updated: January 2026
We believe in transparency. When you visit lumireqora.com, we use small data files called cookies to help our platform work better for you. Think of them as tiny notes that help us remember your preferences and understand how people interact with our financial education resources.
This policy explains what these technologies are, why we need them, and how you can control their use. We've tried to keep things straightforward because legal documents shouldn't require a finance degree to understand.
What Are Cookies Anyway?
Cookies are small text files that websites place on your device when you visit them. They're not programs and can't carry viruses. Most websites use them because they help create a smoother browsing experience.
When you return to lumireqora.com, these files help us recognize your browser and remember things like whether you've logged in, which course modules you've completed, or what financial calculators you've used recently. Without cookies, you'd have to start fresh every time you visited our site.
We also use similar technologies like web beacons and pixels. These are tiny transparent images that help us understand which parts of our educational content get the most attention. They work alongside cookies to give us a complete picture of how our platform performs.
The Different Types We Use
1 Essential Cookies
These keep the site functioning. Without them, basic features like secure login areas and payment processing wouldn't work. You can't really turn these off without breaking the experience.
- Session authentication for your account dashboard
- Security tokens that protect your data
- Load balancing to keep the site running smoothly
- Remembering items in your course cart
2 Functional Cookies
These remember your choices and make your experience more personal. They help us recall your language preference, whether you prefer dark mode, or which financial calculators you use most often.
- Your preferred currency display settings
- Video player volume and playback preferences
- Customized dashboard layouts
- Recently viewed learning modules
3 Analytics Cookies
These help us understand what's working and what isn't. We see which lessons people complete, where they get stuck, and how we can improve our educational materials. All data is aggregated and anonymous.
- Page visit counts and duration
- Course completion rates
- Which topics generate the most questions
- Device types and browser usage patterns
4 Marketing Cookies
These track your journey across our site to show you relevant content. If you've been reading about solvency ratios, we might suggest related courses or blog posts that could help deepen your understanding.
- Tracking which ads brought you to our site
- Measuring campaign effectiveness
- Personalizing course recommendations
- Limiting how often you see the same promotion
How to Manage Your Cookie Preferences
You're in control here. Every major browser lets you decide which cookies to accept. Keep in mind that blocking certain cookies might affect how well our platform works for you. You might lose saved preferences or have trouble accessing some features.
Google Chrome
Go to Settings, then Privacy and Security, then Cookies and other site data. From there you can block all cookies or set exceptions for specific sites like lumireqora.com.
Mozilla Firefox
Click the menu button, select Settings, then Privacy & Security. Under Cookies and Site Data, you can customize what gets stored and for how long.
Safari
Open Preferences, go to Privacy, and you'll see options to manage cookies and website data. Safari blocks third-party cookies by default these days.
Microsoft Edge
Select Settings, then Cookies and site permissions. You can choose to block all cookies, block only third-party cookies, or allow everything.
How Long Do We Keep This Data?
Different cookies stick around for different lengths of time. Some disappear the moment you close your browser. Others might last for months or even a couple of years, depending on their purpose.
Session cookies vanish when you end your browsing session. These handle temporary tasks like keeping you logged in while you navigate between pages.
Persistent cookies hang around longer. They're the ones that remember your login details or language preference so you don't have to set them every time you visit. Here's roughly how long different types last:
- Authentication cookies typically expire after 30 days of inactivity
- Preference cookies might last up to 12 months
- Analytics cookies usually stick around for 24 months
- Marketing cookies can last anywhere from 30 days to 2 years
You can delete cookies manually through your browser settings whenever you want. This gives you a fresh start, though you'll need to reconfigure your preferences on your next visit.
Questions About Our Cookie Use?
If something isn't clear or you want to know more about how we handle your data, we're happy to help. Our team reviews this policy regularly to make sure it reflects current practices.